As ship sizes continue to grow, cargo handling facilities face mounting pressure in relation to productivity, which in turn can lead to a new or increased level of risk. As well as liability for damage to customer's cargo, ships and containers, your business may be exposed to domestic and international third-party risks. The increasing levels of compensation paid in bodily injury cases highlight this exposure.

We tailor-make policies to reflect the risks you face. Our cover is designed to operate alongside other insurances, minimising the chance of gaps or overlapping covers.

Who we insure

• Airfreight handing terminals
• Bulk marine terminals
• Container freight stations
• Container storage depots
• Inland clearance depots
• Marine terminals
• River terminals
• Stevedores

Typical cover

• Liabilities for loss of, or damage to, cargo, customers' equipment and ships
• Loss of, or damage to, equipment including loss due to strikes, riots and terrorist risks
• Liabilities arising from errors and omissions including delay and unauthorised delivery
• Third party liabilities including impact and sudden accidental pollution
• Fines for regulatory breach such as customs, pollution and safety at work
• Investigation, defence and mitigation costs
• Disposal costs following an accident
• Quarantine and disinfection costs

Additional cover

• Business interruption risks
• Fire legal liability
• Hull and P&I risks
• Infringement of personal rights
• Liability as a supplier of advice and information
• Property, from building and berths to fork lifts and conveyors
• Ships' agency liabilities