Through Transport Mutual Insurance Association Ltd

Annual report and financial statements for the year ended 31 December 2022

"I write to you following what has been a challenging year globally. In addition to the impact of the continuing Covid-19 pandemic, the conflict in Ukraine and rising inflation were new factors impacting our environments. In spite of this, I can tell you that your Club has performed well, has remained in very good health and has built on the significant growth in recent years."

Ulrich Kranich, Chairman.